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The IRR continues to be a well known metric for analyzing investments for a few years — mostly as a result of simplicity with which it might be interpreted. On the other hand, the IRR suffers from a few major flaws. A very powerful flaw is usually that it implicitly assumes which the cash flows will probably be reinvested for the life of the chal

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This was my only difficulty: my lender is actually a credit rating union, so immediate deposit hit each day early but generally inside the afternoon, so Earnin deducted The cash I borrowed that early morning as they should, producing my account negative and incurring overdraft expenses. I assumed this was part of the “catch”. I contacted their

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